Balancing Val

Posts Tagged ‘money

Yeah, I’m slacking. But how couldn’t I be? Just look at our living room!


*shudder*

I swear, couple that with what the kitchen and bedroom look like and it’s grounds for inducing a Val panic attack šŸ˜®

Thank goodness I have a full day off to make a dent in all this madness.

That’s not all I have been up to though. I’ve been doing this . . .


No, not prancing around like a dumb ass . . . Running šŸ™‚

I even bought one of these!


(source)

Edit: ANOTHER one of these.

I had 2 ancient Garmin’s waaaay back in the day before running was cool šŸ™„ I have been entertaining the idea of a new one for motivation as I am truly at a place where I am ENJOYING running and there was a sale on this one.

I feel like I’m on a spending binge lately caused by the looming wrath of debt coming up in my very near future. I might as well buy it while I have it . . . I think?

Other than major boring errands, Marie and I have another 5 mile ‘res’ trek planned for this afternoon. This will be the last run before the 5k.

I also have a special dinner planned that I am excited about šŸ˜‰

What have you been up to?

I would definitely agree that I am the type of person that puts a lot of pressure on herself to succeed. In a way, this is good. I’ve been able to leave a job knowing how to work every department and I have gained trust and respect and a ton of knowledge along the way.

But what happens when IM in control?

This weekend, with the help of my dad I was able to apply for my first ever student loan. Previously when I was in community college, I had help from my parents or put tuition on my credit card (so stupid). I went to college just because its what im ‘supposed’ to do. I went there not knowing what I wanted or was passionate about. So I strung along and THANKFULLY found a direction, but in nothing i truly loved.But this is the big time, this is what I want.

I have to say I was completely SHOCKED about how much it will cost me in the end to borrow the amount that I needed. I mean with interest, it’s really not to far from paying DOUBLE what I needed to borrow even with the lowest possible interest rate!

I looked at my monthly payments which work out to ~$380 per month for 8 years.

EIGHT YEARS!

I know some of you have been there done that, but I just need to express the pressure I now feel.

This means that I have to come up with that amount of money PLUS my regular expenses, PLUS possible commuting costs if I get a job in the city. I have to make sure I do something that is able to handle all of this financially.

And so. . . . I’ve decided to become a stripper instead of go to school.

. . . .kidding šŸ˜‰

It took a lot for me to reassure myself that everything would be ok going into this a bit free spirited. I told myself that no matter what if nothing but knowledge comes from this, I will be ok where I’m at and have time to figure things out.

But, the chokehold of finance really put a damper on that.

I’m not saying that I was just going to graduate then hang out for a while and see what happened. But I really didn’t want there to be this scary elephant in the room.

I know ill be ok, but again it’s the fear of the unknown that kills me. The fear that I will be struggling. The fear that I wasn’t good enough to get a job good enough to pay my bills.

On the other hand, it might be a good thing as it is somewhat of a positive stress or motivation. I am willing to work hard and I am willing to put myself out there to follow my passion.

But jeez . . . Money Sucks! šŸ™„

Thank you for listening to today’s rant.

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  • None
  • Ayla: My easiest dinner recipe? PB + banana sandwich. Takes 2 minutes which makes me a very happy girl.
  • kristisn: Yum! That looks like a great dinner.
  • Kate D: After two scarring experiences stuck in big city rush hour traffic (facing the wrong direction) while on vacation with my parents I totally understand

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